Insurance Companies

Florida Auto Insurance Laws May Change In A Good Way Soon

Changes in the Florida auto insurance system may happen soon, and Florida drivers may be better off for it. Last year, Florida lawmakers pondered ditching our state’s beleaguered “no-fault” auto insurance system. That system, which requires drivers to initially use their own insurance to pay for things like medical bills and lost wages, has become… read more

Your Insurance Company Calls The Shots On Claims Against You

One of our firm’s clients was in the news recently because he got a rude shock from his insurance company, Geico. He found out the hard way how insurance companies really operate. The story begins in August. At that time, Ricky Melendez was driving to work in the morning on U.S. 19. As he passed… read more

The Bizarre Behavior of Florida Car Insurance Companies

The law firm of Roman & Gaynor is currently representing Ricky Melendez , a 29-year-old man who was hit by a 16-year-old driver who had stolen a car and ran a red light at 112 mph. The Tampa Bay Times recently published an article covering the details of the incident and subsequent struggles with Menendez’s… read more

Why You Should Have Uninsured Motorist Auto Insurance

We would like to take a moment to tell you about a problem we encounter on a daily basis that could have a major impact on your life. The problem is the all too common occurrence of people being victimized by uninsured and under-insured drivers who use our roads. This problem is real and serious…. read more

Cut Rate Auto Insurance: You Get What You Pay For

Cut Rate Auto Insurance: You Get What You Pay For As attorneys handling auto accident cases, we spend a lot of time dealing with auto insurance companies. One of the worst things we see is clients being left high and dry by cut rate auto insurers. It’s sad but true, it seems, that you get… read more

Florida Supreme Court Invalidates Workers’ Comp Restrictions

A St. Petersburg firefighter, Bradley Westphal, won a huge legal victory for himself and other injured workers in Florida last week. The Florida Supreme Court found that a “doughnut hole” in the workers’ compensation system which deprived Westphal of benefits was unconstitutional and could not stand. Westphal was seriously injured when he lifted heavy furniture… read more

Five Reasons Why You Shouldn’t Trust Insurance Companies

The insurance world can be complex and difficult to understand. Whether an insurance company is a large corporation or a small office found in your local neighborhood, the goal for each company is the same: to generate profit. As a result, the insurance industry has become extremely successful and profitable. Many of these companies go… read more

Former AIG CEO Sues Federal Government Over Federal Bailout Which Saved AIG

The insurance industry has long protested about “frivolous lawsuits” which allegedly clog the court system and drive up insurance costs. AIG is a big part of that industry. In fact, it is the largest insurance conglomerate in the world. Given that, it’s ironic that the former CEO of AIG is pursuing what most people would… read more

You Should Consider Buying Umbrella Insurance

Most people realize it’s important to have insurance for their home, their car, and other essentials. They will often buy a homeowners policy, auto policy, or other policy and assume it will cover them for anything. Standard policies do indeed cover many unfortunate events or liabilities. Unfortunately, they may not provide complete protection in the… read more

Insurance Advertising Shows Why You Need Uninsured Motorist Coverage (For All the Wrong Reasons)

At Roman & Gaynor, our firm consists of lawyers, not auto insurance agents. Nonetheless, we often advise our clients to get a form of auto insurance called uninsured motorist coverage. That coverage pays in the place of the at-fault driver when that driver has (1) no insurance of their own, or (2) inadequate insurance to… read more